Munimetric Water System Profile

Ft Collins Loveland Wd, CO

Drinking Water Infrastructure Profile

Munimetric drinking water infrastructure profile for Ft Collins Loveland Wd, CO, Colorado, including MISI stress score, active signals, fiscal pressure, and peer comparison. This profile highlights what is happening and why it matters using water-system, fiscal, capital, and signal context.

Ft Collins Loveland Wd, CO has a MISI infrastructure stress score of 35.7/100 in the Watch band as of 2026-05-19. Public records show surface-water sourcing, PFAS monitoring context, lead and copper compliance context and approximately 63,532 residents served. Updated May 2026.

WatchScore date May 19, 2026Methodology v0.1.2

State context

Current market shown in covered state context. Tile size reflects population served; color reflects stress band.

35.7Headline composite
WatchBand
97%Confidence
~64KPop. served
P78Peer percentile
8Active signals

Current headline composite

Component of current headline composite

Infrastructure Stress14.9 / 100

Physical, compliance, and capital-execution pressure reflected in the blended headline composite.

Socioeconomic Stress15.3 / 100

Affordability, demand-base, and parent-government fiscal pressure reflected in the blended headline composite.

Observability Stress5.5 / 100

Staleness, disclosure freshness, and reporting-visibility effects reflected in the blended headline composite.

35.7/100 headline compositeWatch97% confidencedrinking_water::community_water_system::25k_to_100k::surface_water~64K people served

Monitoring context stored

Water Quality & Supply Context

Public-record context for this system. Stored monitoring and compliance records only. Does not change MISI.

Public records
Records presentCOPWSID CO0135292.
Recent violations
4 records2 MRTotal Coliform Rule
Enforcement records
14 recordsStored public enforcement rows.
PFAS monitoring records
No listed detectionsUCMRStored PFAS monitoring records list 240 samples and 0 detections.
Lead/copper monitoring records
Records stored14 samplesStored lead/copper records list 0 open LCR violations and 0 action-level records.
Source / supply context
Surface waterIdentity63,532 served; Dec 31, 2025.

Executive context

What the Data Suggests

Ft Collins Loveland Wd, CO's drinking-water system serves about 63,532 residents, making it a mid-size system within the coverage universe. At the latest reading, Munimetric flags the system as showing early but meaningful signs of structural stress.

The score is being driven mainly by Governance Risk, which is running high in the model, with Operational Stress adding further pressure. In other words, Governance Risk is doing most of the heavy lifting in the headline score.

6 active stress signals are attached to this system, including 4 at high severity. That signal mix points to a system where several warning indicators are firing at once, not just one extreme outlier.

Within Community · 25k–100k · Surface, this system ranks around the 78th percentile on measured stress, placing it above most of its peers on measured stress, though not yet in the most extreme tier.

Recent score history has been relatively steady, consistent with the system's overall profile.

This summary is based on structured, source-backed public data and is intended for research and monitoring only. It is not investment advice, a credit opinion, or municipal advisory guidance.

Analytical posture

Market Stress Analytics

Family Contribution

MISI family contributions for this market.

Governance RiskGovernance Risk: 14.6 / 20.014.6Operational StressOperational Stress: 11.2 / 20.011.2Revenue FragilityRevenue Fragility: 6.2 / 20.06.2Capex PressureCapex Pressure: 3.7 / 20.03.7Rate ConstraintRate Constraint: 0.0 / 20.00.0

Peer Position

Where Ft Collins Loveland Wd sits within its peer cohort.

0%25%50%75%100%35.7drinking_water::community_water_system::25k_to_100k::surface_water · 1132 systems · 78th percentileLess stressMore stress
Income ErosionIncome Erosion: 15.2% weight — Available 15.2%Compliance EscalationCompliance Escalation: 9.1% weight — Available 9.1%Infrastructure Capit…Infrastructure Capital Gap: 9.1% weight — Available 9.1%Population Served De…Population Served Decline: 7.6% weight — Available 7.6%Housing Market Weakn…Housing Market Weakness: 7.6% weight — Available 7.6%Parent-Government Fi…Parent-Government Fiscal Stress: 7.6% weight — Available 7.6%Monitoring / Reporti…Monitoring / Reporting Failures: 6.1% weight — Available 6.1%Climate Hazard Expos…Climate Hazard Exposure: 6.1% weight — Available 6.1%Lead & Copper Rule R…Lead & Copper Rule Risk: 6.1% weight — Available 6.1%PFAS Contamination R…PFAS Contamination Risk: 6.1% weight — Available 6.1%SRF Dependence SpikeSRF Dependence Spike: 6.1% weight — Available 6.1%Utility Data StalenessUtility Data Staleness: 4.5% weight — Available 4.5%High-AGI Out-MigrationHigh-AGI Out-Migration: 3.0% weight — Available 3.0%Formal Enforcement O…Formal Enforcement Obligations: 3.0% weight — Available 3.0%Rapid Score Deterior…Rapid Score Deterioration: 3.0% weight — Available 3.0%
AvailableMissing

Score History

Latest

35.7

Trend

+28.7

Observations

41

Mar 24, 2026 · 7.0Mar 25, 2026 · 11.0Mar 29, 2026 · 11.0Apr 2, 2026 · 27.0Apr 3, 2026 · 27.0Apr 3, 2026 · 27.0Apr 4, 2026 · 27.0Apr 5, 2026 · 27.0Apr 5, 2026 · 27.0Apr 6, 2026 · 39.0Apr 7, 2026 · 39.0Apr 8, 2026 · 39.0Apr 9, 2026 · 39.0Apr 10, 2026 · 39.0Apr 13, 2026 · 39.0Apr 14, 2026 · 39.0Apr 18, 2026 · 39.0Apr 19, 2026 · 39.0Apr 21, 2026 · 39.0Apr 22, 2026 · 39.0Apr 23, 2026 · 39.0Apr 24, 2026 · 39.0Apr 25, 2026 · 39.0Apr 26, 2026 · 35.7Apr 26, 2026 · 39.0Apr 27, 2026 · 35.7Apr 28, 2026 · 35.7Apr 29, 2026 · 35.7Apr 30, 2026 · 35.7May 1, 2026 · 35.7May 2, 2026 · 35.7May 3, 2026 · 35.7May 4, 2026 · 35.7May 5, 2026 · 35.7May 6, 2026 · 35.7May 7, 2026 · 35.7May 8, 2026 · 35.7May 9, 2026 · 35.7May 10, 2026 · 35.7May 17, 2026 · 35.7May 19, 2026 · 35.7Mar 24, 2026May 19, 2026

Structural Indicators

Operational Stress11.2 / 20.0

Operational Stress totals 11.155 points, led by climate hazard exposure.

Capex Pressure3.7 / 20.0

Capex Pressure totals 3.746 points, led by infrastructure capital gap.

Revenue Fragility6.2 / 20.0

Revenue Fragility totals 6.161 points, led by housing market weakness.

Rate Constraint0.0 / 20.0

Rate Constraint totals 0.000 points with no triggered factors.

Governance Risk14.6 / 20.0

Governance Risk totals 14.630 points, led by parent-government fiscal stress.

Stress movement

Diagnostics

Diagnostics & Movement

Compact status for confidence, data coverage, disclosure freshness, and stored score movement. Detailed diagnostic history remains available below.

Confidence

97%

Confidence is mainly capped by document freshness.

Factor coverage

Complete

All tracked confidence factors are currently available.

Disclosure freshness

Not available

No attached disclosure document has a usable reference date.

Latest movement

flat 0.0

Compared with May 17, 2026.

Last material movement

-3.3

Recorded Apr 26, 2026.

History

41 observations stored

Latest stored observation May 19, 2026.

Show detailed diagnostic history

Expanded stress diagnostics

Open detailed contribution diagnostics

No detailed factor diagnostics are stored for this profile snapshot.

Confidence summary

Confidence is mainly capped by document freshness.

Missing factor coverage

No factor gaps are recorded on the latest stored score.

Disclosure freshness diagnostics

0 attached local documents · 0 structured facts

No attached disclosure document has a usable reference date.

Latest reference Not available · stale after Not available

Score movement

flat 0.0

Previous run May 17, 2026

May 19, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 17, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 10, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 9, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 8, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 7, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 6, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 5, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 4, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 3, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 2, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

May 1, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 30, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 29, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 28, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 27, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 26, 2026

Score 35.7 in band watch. Confidence 97%.

Delta vs prior run -3.3

Apr 26, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 25, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 24, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 23, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 22, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 21, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 19, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 18, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 14, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 13, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 10, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 9, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 8, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 7, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 6, 2026

Score 39.0 in band watch. Confidence 97%.

Delta vs prior run 12.0

Apr 5, 2026

Score 27.0 in band watch. Confidence 84%.

Delta vs prior run 0.0

Apr 5, 2026

Score 27.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 4, 2026

Score 27.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 3, 2026

Score 27.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 3, 2026

Score 27.0 in band watch. Confidence 97%.

Delta vs prior run 0.0

Apr 2, 2026

Score 27.0 in band watch. Confidence 97%.

Delta vs prior run 16.0

Mar 29, 2026

Score 11.0 in band stable. Confidence 86%.

Delta vs prior run 0.0

Mar 25, 2026

Score 11.0 in band stable. Confidence 86%.

Delta vs prior run 4.0

Mar 24, 2026

Score 7.0 in band stable. Confidence 79%.

Signals

Signal Timeline

SignificantactiveNot availableRank #1

Signal
current drought severity
Score impact
Not available
Resolved
Active
SignificantactiveNot availableRank #2

Signal
climate hazard exposure
Score impact
Not available
Resolved
Active
SignificantresolvedNot availableRank #3

Signal
current drought severity
Score impact
Not available
Resolved
Apr 7, 2026
SignificantresolvedNot availableRank #4

Signal
climate hazard exposure
Score impact
Not available
Resolved
Apr 7, 2026
SignificantactiveNot availableRank #5

Signal
Utility Data Staleness
Score impact
Not available
Resolved
Active
SignificantactiveNot availableRank #6

Signal
Parent-Government Fiscal Stress
Score impact
Not available
Resolved
Active
EmergingactiveNot availableRank #7

Signal
Infrastructure Capital Gap
Score impact
Not available
Resolved
Active
MaterialactiveNot availableRank #8

Signal
Housing Market Weakness
Score impact
Not available
Resolved
Active

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About Ft Collins Loveland Wd, CO

Ft Collins Loveland Wd, CO is a community drinking-water system in Colorado that Munimetric monitors for infrastructure stress. The current MISI score of 35.7 out of 100 places this system in the watch stress band as of 2026-05-19. The MISI composite reflects five structural risk families: Operational Stress, Capex Pressure, Revenue Fragility, Rate Constraint, and Governance Risk. Higher scores indicate more structural stress.

Data is assembled from EPA SDWA compliance records, American Community Survey demographic and economic indicators, FEMA National Risk Index hazard exposure data, state-reported financial disclosures, and stored public-record water quality context where available. This system serves approximately 63,532 people. The system has 4 recorded compliance violations in the SDWA record. Munimetric does not fabricate data where public records are unavailable. This profile is for structural monitoring and research—not a current-condition determination or credit rating. Updated May 2026.

What is the Munimetric score for Ft Collins Loveland Wd, CO?
The current Munimetric Infrastructure Stress Index (MISI) score for Ft Collins Loveland Wd, CO is 35.7 out of 100, placing this system in the watch stress band. MISI is a composite of five structural risk families. Higher values indicate more stress. The score is deterministic, source-backed, and updated as new data becomes available.
Does Ft Collins Loveland Wd, CO show signs of drinking-water infrastructure stress?
Munimetric monitors structural stress indicators for Ft Collins Loveland Wd, CO across operational conditions, capital needs, revenue stability, rate affordability, and governance quality. The current MISI score and active signals shown in this profile reflect the latest available evidence from EPA, ACS, FEMA NRI, and state financial disclosures.
Does Munimetric rate current tap-water conditions for Ft Collins Loveland Wd, CO?
No. Munimetric is not a water testing service and does not make current-condition determinations. This profile tracks structural conditions: compliance posture, financial pressure, infrastructure stress, and governance quality. For current water quality testing results, consult the system's Consumer Confidence Report or contact the local water utility.
Has Ft Collins Loveland Wd, CO had a boil water advisory?
Munimetric does not track real-time boil water advisories. For current advisory status, contact your local water utility or state drinking water program. This profile tracks structural risk indicators and compliance history that provide long-term context around system reliability.
Are lead pipes or corrosion risk a concern in Ft Collins Loveland Wd, CO?
Where EPA SDWA compliance data includes lead and copper rule monitoring, violations, or enforcement actions, that information feeds into the Operational Stress component of the MISI score. Munimetric does not fabricate lead pipe data where public records are silent.
Does Munimetric include PFAS monitoring context for Ft Collins Loveland Wd, CO?
Where stored public records include UCMR or contaminant-monitoring summaries, Munimetric displays PFAS monitoring context as public-record evidence. Missing PFAS summaries are treated as missing records, not as non-detections. This context does not change MISI by itself.
What source-water context is available for Ft Collins Loveland Wd, CO?
Munimetric displays stored source-water and supply context where public drinking-water identity records are available. Source-water context helps explain treatment and supply exposure, but missing source records remain explicit rather than inferred.
Why might water rates be increasing in Ft Collins Loveland Wd, CO?
Rate pressure can reflect capital investment needs, a declining customer base, revenue fragility, affordability constraints, or parent-government fiscal stress. The Rate Constraint and Revenue Fragility score families specifically measure these pressures where data is available from public financial disclosures.
What does the MISI score mean for Ft Collins Loveland Wd, CO?
The MISI score (35.7/100) is a composite measure of structural risk across five families: Operational Stress, Capex Pressure, Revenue Fragility, Rate Constraint, and Governance Risk. The headline remains a blended structural stress composite rather than a pure physical-condition index. The current methodology also downweights factors that are nearly universal or very rare in the frozen national reference population, so one common contextual factor does not dominate the headline by itself. Higher scores indicate more structural stress. It is deterministic and source-backed, not a credit rating.